Finances
Although we haven’t addressed this on the blog before, I wanted to say a little about managing finances. Although I had the typical college overspending habits and was in debt at one time from credit cards and student loans, today I am striving to be debt-free.
The only debt I have at the moment is my mortgage. So, in accordance with my debt-free living, I’ve been trying to pay that off sooner than 30 years. Rather than trying to switch to a 15-year loan or refinance, I’ve been using the money merge account from U1st. It helps me be more disciplined and apply more of my paycheck towards the principal balance of my mortgage.
In a short time, I’ll be completely debt-free and own my house. I am excited to start investing in other things once I payoff my mortgage. That way I can retire early and enjoy the years ahead without financial worries!